Where Everyone Knows Your Name

Most of us will remember this theme song from the 80’s sitcom Cheers – a romanticized vision of “the good ole days.” It’s rare to find such a place nowadays in our 24-hour news cycle, on-demand society where online social networking and texting has often replaced verbal and face-to-face interaction.

It’s even more remarkable to find an area, nevertheless an entire country that is rolling out the red carpet in the form of financial incentives to welcome and encourage folks to relocate to their tropical neighborhood – even if only as a second home. Well, there is such a place, only a few hours by plane from the US, that does just that! Consider the following incentives …

25% discount at restaurants

50%  off entertainment costs – movie theater tickets, sporting events and concerts

50%  off closing costs for home loans

50%  off midweek hotel stays

30%  off transportation – bus, boat and train fares

25%  off airline tickets

20%  off medical services, consultations and prosthetic devices

25%  off residential electric, water and phone services

15%  off already inexpensive hospital expenses

15%  off dental and optometric services

10%  off prescription medicines

And oh by the way, this is in a country that will also exempt you from real estate taxes for up to 15 years.

Called the Pensionado Program, it is arguably the most appealing and generous retirement program offered anywhere in the world today. To qualify one must simply document a guaranteed income of $1,000. per month from a variety of sources including social security, disability, military or private pension, and several other sources.

And you needn’t be a retiree. If you are over age 18 and can document the required guaranteed income, you can qualify!  Young entrepreneurs can start a small business in a beautiful tropical environment while enjoying these same great incentives.

And you can enjoy all these incredible benefits right here at Crossroad Village – in the Republic of Panama. Contact us at interwestmanagement@cox.net if you would like further information.

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Ways & Means

There are many ways to participate in the Crossroad Village project, and virtually everyone has the means.

  • become a resident – either build or buy a home here;
  • buy or rent a home while costs are low, and rent it until you’re ready;
  • establish one of many needed businesses in a new community:  casual dining restaurant, coffee shop, juice bar, bakery, wine emporium, crafts store, interior design, computer consulting & repair, equipment rental, small engine repair, watercraft rentals, etc.;
  • establish a business here as an absentee owner;
  • buy and hold a residential property for future use and/or appreciation.

Virtually anyone with a 401K or IRA has the financial means to take advantage of and support the Crossroad Village project.  The recent economic meltdown and continuing uncertainly in the financial markets make a compelling argument for investing a portion of ones’ retirement assets in one of the strongest economies in the western hemisphere.

While the US and Europe are paying a high price for their years of economic shell games, Panama’s private sector investment tripled in 2010, and it is one of only five nations in all of Central & South America to receive an “investment grade” bond rating from the three international rating agencies.

If you like, we will gladly introduce you to one of the finest custodial trust firms in the US who will show you just how easy it is to put your IRA/401K assets to work at Crossroad Village. Yes…you can invest in real estate and business ventures beyond the US border within your IRA! Contact us at interwestmanagement@cox.net for details.

Come join us. Enjoy a fulfilling, healthy, balanced and purposeful lifestyle where you can literally smell the coffee, the sea breeze, the orchids, and much more….

 

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On Wings of Condeagles

Well, if you haven’t figured it out by now, Crossroad Village is located at the very crossroad of the America’s. Situated in a picturesque countryside setting in the Republic of Panama – a geographically tiny though strategically vital nation linking together the two great American continents, it is here that we launch The America’s Project.

The America’s Project [TAP] is the overriding theme of Crossroad Village. Beyond the obvious importance of maintaining a positive relationship amongst ones’ closest neighbors, TAP is predicated on the notion that it makes strong economic and geo-political sense for the approximately one billion people living in 22 sovereign nations throughout the North, Central and South American continents to create a hemispheric cooperative partnership.

TAP is neither an EU-like plan to erase national borders and create a common currency, nor a government run program to increase trade like the now failed Security and Prosperity Partnership of North America (SPP). Aside from ignoring the fact that national borders and distinct languages are integral to the rich tapestry of cultural diversity that make the world an interesting place, such government imposed plans often fail to recognize the reality that any constructive relationship must be based upon individual trust and friendship. To be successful, it must be a bottom-up experience.

TAP is designed to promote individual relationships based upon mutual respect and trust at the personal level, a process that will undoubtedly take generations. Let’s face it – the relationship between the industrial giant of the north and many of its southern neighbors has been less than hospitable over the decades. There’s likely some fence-mending that will be needed – which does tie into the headline of this post.

Just what is this ‘condeagle’ thing?  Well, it’s all about a legend that is curiously ubiquitous amongst many indigenous cultures on both continents – evidenced in ancient Mayan texts, and the subject of oral tradition to this day among Hopi and Navajo elders in the north, shamans high in the Andes, and natives deep in the Amazon. Known as the Legend of the Condor and the Eagle, it tells us of a time in the distant past when human societies split into different paths: one focusing on our intuitive and spiritual nature – represented by the Condor; the other emphasizing the rational and material side of our being – represented by the Eagle. The legend said that in the later part of the 15th century the two paths would converge – and the eagle would drive the condor to virtual extinction (think 1492). Five centuries later, their paths would again cross signaling a new epoch in which the condor and eagle would have the opportunity to re-unite and fly together as one – along a common path. It was prophesized that if this was to happen, they would create a remarkable offspring that would change the course of human history.

Such legends, whether derived from ancient religious texts (Jonah & the whale) or metaphors passed on by oral tradition, can be understood on various levels. The most widely accepted interpretation of this prophecy was eloquently expressed by tribal chiefs at the “First Encuentro (meeting) of Indigenous Peoples” held in Quito, Ecuador in 1990:  “Our leaders said that we should not forget to pass this message to our children. We will reunite our family and our people. When this is done the people will fulfill their destiny.” In other words, these cultural leaders were speaking of a fulfillment of the condor and eagle prophesy – a re-uniting of the technology based cultures of the north with the more intuitively oriented, earth-centered societies of the central and southern regions –including their larger non-indigenous populations.

Importantly, each side brings value to the relationship; each also has much to gain that has either been undiscovered, forgotten or ignored. The synergy will create a sum that is greater than its parts. Perhaps the condeagle will symbolize ‘connected simplicity’:  a society wirelessly inter-connected that promotes only intelligent technologies that empowers, improves lives and cultivates aspirations while choosing to de-emphasize materialism and strengthening its stewardship of those natural resources that we too often abuse.

Bottom line: CV residents will have many opportunities, though no obligation, to participate in various TAP initiatives and community programs focusing directly on a reconciliation and synthesis of condor and eagle lifestyles. Baby boomers living a purpose-driven retirement alongside young residents seeking to build a better world for their children will live and work side-by-side to create a community based on cross-cultural respect, sustainable development, corporate social responsibility  and community-wide, proactive decision-making.

It is important to note that “the future” doesn’t simply happen; every individual creates his or her own future out of an infinite number of possibilities. As a society, we also create our collective future out of a similar infinite number of possibilities. Let us join together and choose to create a just, sustainable and peaceful future for our grandkids and their grandkids.

Future posts will discuss the specifics of individual initiatives; however, at this point I will open the forum to general discussion.

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Yester’ Year is tomorrow

Tired of the daily menu of chaos, mayhem & destruction that we call the nightly news?

Would you like to return to a simpler time when you would walk to the neighborhood grocer or perhaps stop by the local fruit and vegetable stand to pick up the makings for your evening dinner?  Or better yet, how about just harvesting what you need free from your local community garden.  Perhaps take a walk to the town square to meet with friends at a sidewalk café, or listen to local musicians in the nearby garden gazebo amongst an abundance of fruit trees. Enjoy the fresh country air while gazing across the valley at nearby mountains. Or take a bicycle ride through miles of unspoiled natural splendor.

In the morning you might want to stroll or ride your bicycle to the nearby bakery for a cup of fresh brewed, locally grown coffee and a warm, freshly baked muffin; or take a short drive to a pristine beach perfect for snorkeling along a heart-stopping coastline studded with unspoiled islands; or perhaps drive to a nearby mountain rainforest to enjoy a dazzling array of exotic birds and spectacular flora.

If this is the kind of lifestyle you envision … surrounded by raw tropical beauty — You CAN MAKE IT HAPPEN.  A lot sooner than you might think!  Like, NOW!

Crossroad Village is that place!

Whether you wish to retire here permanently or as a snowbird; or you are an entrepreneur who would like to own a cozy restaurant, a wine bar, a bakery or a coffee shop catering to community residents and locals;  or you would like to own a tourist adventure center operating whitewater rafting and zip line trips, cycling and bird-watching treks. Or perhaps you simply want to secure for your young family a more culturally enriching and environmentally satisfying lifestyle … You are all welcome!

Crossroad Village, now in its formative stage, is the first of its kind community of what will soon be an extensive network of retirement-exchange communities featuring affordable, single family and town home style living  arrangements.  CV’s cluster-based design offers an authentic walking-oriented community amid a vast green space supported by restaurants, convenience shop and other community supportive services.

While most residents will own their property ‘fee simple’ as in the United States, there will be a limited number of properties offered for long-term, seasonal [6 month] exchange through our trade network. Members will have an opportunity to immerse themselves in a unique, extra-cultural experience while assessing the area as their potential new home.

Crossroad Village is more than simply a theme-based retirement community. It is a living prototype of purposeful retirement that enables and encourages its residents to engage with the local community and nearby indigenous populations to develop a “stewardship of an emerging new paradigm.”   …more on this concept in later posts.

As its name suggests, Crossroad Village is located at the ‘crossroad’ of the Americas.  More precise coordinates will be provided in our next post.  In the meantime, think about whether this is a lifestyle that you would embrace!

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Retirement at a Crossroad

The inception of Crossroads Village

The dictionary defines the word “crossroad” as:

(1) a point at which an important choice has to be made

(2) a moment of decision

(3) critical juncture

Many folks are making a compelling case that the above definition accurately describes our present moment in history. Global economic turmoil, high unemployment, soaring food prices, rioting in major European cities – all against a backdrop of terrorism and a sense of civilization gone mad … these realities give rise to questioning the long term sustainability of our civilization.

Toss into this mix the socio-economic impact of some 75 million US baby boomers reaching retirement over the next decade, sprinkle in an incessant drumbeat of doomsday prognosticators and one could easily conclude that a perfect storm may be brewing.

On the other hand, there is equal validity to the idea that “out of chaos comes opportunity.” I strongly believe that we are at important juncture in our societal development. The same generation that brought about the ‘social revolution’ of the 1960’s has before it an opportunity to create a cultural renaissance of even greater import.

Retirement with a purpose!

The notion of a ‘purpose-driven retirement’ would not be entirely selfless. There is a gnawing sense amongst many retiring boomers that something is yet missing, unfinished in our lives. We have little interest in the kind of retirement lifestyle of our parents’ generation. The growth of ‘intentional communities’ built around shared interests ranging from golf, boating or aviation to environmental concerns or lifestyle preferences is one expression of a desire to achieve a balance of privacy and autonomy on the one hand, and on the other a sense of community access and resource sharing.

The motivation behind the concept of Crossroads Village is a belief that this enormous wave of financially secure, well educated retirees can make a significant difference. We can help create what author and social innovator John Perkins refers to as a “sustainable, just and peaceful world” that we can proudly bequeath to our grandchildren.

The particulars of Crossroads Village will be outlined in my  next writing.

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Purpose of this Retirement blog

John Lennon’s 1968 classic “we all want to change the world” resonated well forty years ago and has circled back around amongst many of that now retiring demographic -sparking a renewed desire to ‘make a real difference.’ Not everyone feels that way … but a statistically significant and
growing number does.

There is a new retirement paradigm emerging – one demanding a sense of fulfillment, of completing a life cycle that involves accomplishing the dreams and aspirations that many experienced in their youth.  The ideals of making lots of money, of competing to be number one at life’s chosen occupation, of acquiring the most and shiniest boy (or girl) toys …. are giving way not merely to relaxation and fun – but also to a need to achieve a higher purpose.

Those seeking the more traditional retirement model are certainly entitled to enjoy the fruits of their life labors on the plentiful golf courses and sandy beaches of the world. Retirement Trends is proud to serve both the traditional and emerging retirement models.

Retirement Trends is an open discussion platform for current and soon-to-be retirees, and others of the general public who are concerned about how changing realities might
affect their retirement decisions. It consists of a citizen-driven general discussion forum that you are currently reading and a number of issue-specific discussion rooms where targeted topics are thoroughly analyzed and discussed. There are very few ground rules and no organizational hierarchies thus each individual has equal access to the discussion and each idea is afforded equal consideration.

I encourage every participant to challenge conventional wisdom and to think outside the box. Every contribution to this process, however great or small, is valuable and will be treated as such.

 

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